Carol joined Krier Wealth Management in May, 2009 and brings with her 23 years of training with some of the country’s largest institutions. As a Registered Representative of LPL Financial, the largest independent broker/dealer in the United States (based on total revenues, as report by Financial Planning Magazine June 1996- 2009) she provides independent financial planning advice to her clients.
Carol specializes in comprehensive and coordinated investment, tax and estate planning advice to high net worth individuals and families. She places her clients at the center, allowing client needs and goals to determine every aspect of their holistic, customized solution in coordination with other advisors.
Her special expertise involves Estate Planning Strategies, Philanthropic Solutions, Executive Compensation and Stock Option Planning, Business Succession planning including ESOP Transactions and Retirement Planning.
Carol has been part of the financial services industry since 1986.
Originally, with Putnam Investments she became an expert in the
fundamentals of mutual funds and variable annuities. She delivered
speeches on multiple financial topics from 401K’s and IRA’s to Asset
Allocation and traveled throughout the Southeast. In 1991, she became
a financial advisor specializing in personal wealth management and has
helped hundreds of individuals pursue their financial goals. From 1991
to 2003, she specialized in investment management and trust services
working with the clients of SunTrust, Wachovia and Merrill Lynch. From
2004 to 2009, she worked with US Trust, Bank of America’s private
wealth division specializing in the unique financial situations of
families with investable assets of 3,000,000 and net worth over
5,000,000.
She lives in Mandarin with her husband of 22 years, Richard, and their 11 year old daughter, Michelle. Colonel Richard Gallant is the commander of the 53rd Infantry Combat Team, Florida National Guard. Their daughter Becky, 19, is also a member of the Florida National Guard. Their son Russell, 22, is an Army air traffic controller in Ft. Riley Kansas and lives there with his wife Krista and their grandson Ryan.
Education
- B.A. University of Massachusetts, Bridgewater
- CERTIFIED FINANCIAL PLANNER ™
- Certified Trust Financial Advisor
Registrations Held
- Series 7 General Securities Registered Representative*
- Series 63 Uniform Securities Agent State Law*
- Series 65 Uniform Investment Advisor Law*
- Life Insurance, Health Insurance, Variable Annuity
*Registrations held with LPL Financial
